CAREERS
The Junior Credit Analyst Intern will support the credit team in assessing client affordability, analysing financial behaviour, and assisting with loan decision-making. This role is ideal for graduates who want to gain practical experience in credit analysis, lending compliance, and portfolio monitoring within a financial services environment. You will work closely with the credit operations team, learning real-world processes and tools used in risk management.
Key Responsibilities
- Analyse bank statements and assess client financial behaviour
- Conduct affordability and creditworthiness assessments
- Support loan approval and decline decisions
- Monitor repayment patterns and assist with collections activities
- Prepare credit risk and portfolio performance reports
- Ensure compliance with NCR guidelines and internal policies
Requirements
- Completed a qualification in: Finance, Accounting, Economics, Risk, Banking, or related field
- Strong analytical and numerical skills
- Good communication and report-writing ability
- Basic knowledge of Excel and Microsoft 365
- Ability to work remotely and meet deadlines
- No students — applicants must have already completed their studies
Uniloans Equity is seeking a detail-oriented Loan Administrator to support our lending operations by managing client documents, processing applications, and ensuring smooth communication between clients and internal departments. This role is critical in ensuring accurate, efficient, and compliant loan processing.
Key Responsibilities
- Receive, verify, and process new loan applications
- Confirm all client documents are complete and compliant
- Communicate with clients via email, WhatsApp, and dashboard
- Update loan tracking systems and maintain accurate records
- Forward complete files to the Credit Risk Department
- Assist clients with contract signing and documentation
- Support the Finance team with disbursement coordination
- Handle client queries professionally and efficiently
Requirements
- Completed qualification in: Business Administration, Office Management, Finance, Bachelor of Social Sciences or related field
- Excellent communication & organisational skills
- Ability to handle confidential documents responsibly
- Strong attention to detail
- Computer literate (Microsoft 365, email systems, documents)
- Professional, reliable, and able to work remotely
We are looking for enthusiastic Campus Activation & Marketing Representatives to visit universities and promote Uniloans Equity to students. You will engage with students, explain our services, and collect relevant data to support our loan applications and marketing campaigns. This role is perfect for outgoing students who enjoy interacting with peers and representing a growing financial brand on campus.
Key Responsibilities
- Promote Uniloans Equity services on campus
- Engage with students and provide information about our loan products
- Collect student data (name, contact info, interest in loans) accurately and securely
- Assist with marketing campaigns and events on campus
- Report collected data to the Marketing Department
- Ensure compliance with data privacy regulations (POPIA)
Requirements
- Must be a current university student at one of the listed universities: TUT, UP, UJ, WITS, VUT, CUT, UFS, Sol Plaatje, NUW
- Energetic, confident, and outgoing personality
- Good communication and interpersonal skills
- Ability to work independently and as part of a team
- Responsible, professional, and reliable
- Comfortable collecting and reporting student data accurately
Few Tips & Tricks
Understanding Interest
Always review the interest rate before accepting a loan. Even small differences in rates can significantly impact how much you repay over time. Compare lenders and know the difference between fixed and variable interest.
Repayment Plan
Check the repayment schedule, monthly instalments, and total repayment amount. Make sure the instalment fits comfortably within your budget to avoid missed payments or unnecessary fees.
Borrow What You Need
Taking more than necessary increases your long-term financial burden. Calculate the exact amount required and avoid over-borrowing to keep your debt manageable and your repayments affordable.
Check Fees & Terms
Aside from interest, loans may include admin fees, early settlement charges, or late payment penalties. Reading the terms upfront prevents surprises and helps you choose the most affordable loan option.
